Karen provides research and consultancy support to the RedRay group’s Structured Credit & Political Risk division, including ensuring a high degree of sophistication in the analysis process and that early warning signs are identified.

Karen is a seasoned credit analyst with 15 years experience across banking, insurance and investment management in both Singapore and Hong Kong. During her career, which has included roles at major financial institutions such as ING, Westpac and Zurich Insurance, Karen has built unique multisector experience across a variety of asset classes from trade to structured asset and subscription financing.

Karen is an American-Taiwanese Singapore Permanent Resident and Chartered Financial Analyst (CFA). She holds both a bachelors and masters degree in Engineering from Northwestern University (USA) and the University of Illinois Urbana-Champaign (USA). She is fluent in English, Mandarin and Cantonese.